Keskiluokan velkaantumisen keskeistä sanastoa englanniksi - Oma raha - Ilta-Sanomat

Hyvätuloisten velkaloukkua englanniksi

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Julkaistu: 15.9.2012 15:07, Päivitetty 14.9.2012 10:54

Miten puhua velkaloukusta ja hyvätuloisen keskiluokan itselleen aiheuttamista elintasovaaroista englanniksi? Taloussanomien kielipala kertaa viikon olennaisia termejä, joilla pysyisit brittienkin kanssa keskustelun ytimessä.

While chronic indebtedness has plagued the lower classes in society since the advent of capitalism, the economic recession also seems to be sinking its teeth into the middle and upper classes.

The Guarantee Foundation’s Minna Mattila this week explained that many of their clients seeking budgeting advice have an income of €3,000 and often a joint income of double that.

While those on an income of much less than that may have little sympathy with the concept of the bourgeousie struggling to afford that third car, clearly the problem is significant.

The easy availability of consumer credit means many families have splurged on expensive consumer items like design furniture and home appliances, only to come up short when the levels of debt held on credit cards becomes unsustainable. Job losses have compounded the problem.

While it is easy to blame stores and banks for lavishing revolving credit facilities on us, it is surely also up to consumers to keep their disposable income in check.

So far the only people to benefit from these crises are budgetting services, whose well-heeled client list is growing by the day.

Bourgeousie - porvaristoChronic - krooninenTo compound - pahentaaConsumer credit - kulutusluottoDisposable income - käytettävissä oleva(t) tulo(t)Indebtedness - velkaantuneisuusRevolving credit - automaattisesti uusiintuva luottoTo lavish - syytääTo sink its teeth into – alkaa vaikuttaaTo splurge – tuhlata, törsätäUnsustainable - kestämätönWell-heeled - varakas

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